CA Fresher - 1st Attempt

**Kotak Mahindra Bank - Institutional Banking** We are looking to hire **Qualified Chartered Accountants (Freshers / up to 1 year of experience)** for our **Commercial Real Estate (CRE)** business in Mumbai across the following domains: 1. Relationship Management - CRE - Support acquisition and management of leading real estate developers and institutional clients. - Conduct financial analysis, credit assessment, industry research, and transaction evaluation. - Prepare financial models, credit proposals, business presentations, and transaction documentation. - Coordinate with Credit, Risk, Legal, Technical and Operations teams for transaction execution. - Monitor client portfolios and support business growth initiatives. 2. Credit Analyst - CRE - Evaluate real estate financing opportunities across residential, commercial and mixed-use projects. - Conduct detailed credit underwriting, project feasibility assessment and developer evaluation. - Build project cash flow models, sensitivity analysis and Credit Appraisal Notes (CRANs). - Assess transaction structures, security packages, repayment mechanisms and key credit risks. - Monitor portfolio performance and track market developments within the real estate sector. Candidate Profile - Qualified Chartered Accountant (CA). - Fresher or up to 1 year of relevant experience. - Strong understanding of: - Financial Statement Analysis - Corporate Finance - Credit Appraisal & Underwriting - Financial Modelling - Project Finance Concepts - Keen interest in Corporate Banking, Lending and Real Estate Finance. - Strong analytical and communication skills.