Credit Analyst

Business overview: Galytix (GX) is delivering Agentic AI for financial services. Founded in 2015 by credit and insurance experts together with world-class AI engineers, GXʼs financial services specialised AI Agents empower credit and risk professionals with a trusted and personalised agent delivering a step change in productivity and decision-making. Built for Financial Institutions. With Financial Institutions.GXʼs Agentic AI technology, built in partnership with global FIs, implements a multi-model approach, combining industry-specific data and domain knowledge with ‘human in the loopʼ oversight, delivering trustworthy outcomes. Our Specialised AI Agents deliver 30 hours work in 30 minutes.GXʼs AI Agents are already helping banks and insurers gain new insights into their customers, reduce costs, automate workflows, and transform teams’ day-to-day work experience.About the role: • Develop and build the Banking product offering of Galytix on Credit. This product is being deployed at global banks with a mandate to improve efficiency, experience and streamlining workflows of Credit Analysts.• Understanding of global accounting standards IFRS, US-GAAP etc. Analyzing current and past financial data to help build Early Warning Signals for the future.• Analysing Financial Statements Income Statement, Balance Sheet, Cash Flow and its associated notes. Building standardised harmonisation rules for automated spreading and associated downstream credit and risk processes.• Calculation of adjusted debt and analysis of off-balance sheet debt items. Prepare and validate credit report templates across multiple industries.• Engaging with multiple clients and end users to better understand their technical and reporting requirements and help drive the product roadmap forward. Actively involved in training the internal team on credit and banking content.What We’re Looking For:• 5-8 years of relevant experience as a credit analyst working for commercial banks.• Degree in Finance, Accounting, Economics, Business Administration, or a related field.• Advanced certifications (optional but preferred): CFA, FRM, or MBA with a focus on finance or risk management.• Strong business acumen for understand client needs, concerns, and risk appetite.• Excellent stakeholder management with exceptional communication skills.Why you do not want to miss this career opportunity:• We are a mission-driven firm that is revolutionising the Insurance and Banking industry.• We are not aiming to incrementally push the current boundaries; we redefine them. • Customer-centric organisation with innovation at the core of everything we do. • Capitalize on an unparalleled career progression opportunity. • Work closely with senior leaders who have individually served several CEOs in Fortune 100 companies globally. • Develop highly valued skills and build connections in the industry by working with top-tier Insurance and Banking clients on their mission-critical problems and deploying solutions integrated into their day-to-day workflows and processes. • At Galytix, we're experiencing rapid growth - where we are building the largest team and are rapidly expanding our footprint. We're at a turning point, where we're transitioning to becoming a global leader in AI. This is your chance to join a fast-paced, high-impact company at the heart of its growth, where you'll have a chance to directly shape its future.