Senior Credit Manager

We seek a passionate Senior Credit Manager to join our Real Estate Developer Finance team, where you will ensure financial integrity and build relationships across the industry.Job Title: Senior Credit Manager - Real Estate Developer Finance (Senior Manager / AVP level)Location: Lower Parel, MumbaiCompany: Piramal Finance LimitedKey Responsibilities: Credit underwriting and analysing new proposals by performing detailed cash flow analysis, financial analysis, financial modelling, deal memo preparation, and assisting zonal managers towards successful closure of deals.Assisting zonal heads/team leads in standardisation of processes and various MIS maintained by the credit team (HOT, sanction letter, deal MIS, cash flow models, etc)Post-investment monitoring of portfolio companies, including financial and operational performance, preparation of periodic reports for internal and external use, and other support required for portfolio managementAssist compliance and risk teams in regular audits and other data pointsAssess client and project creditworthiness to build a strong foundation. Conduct thorough financial analyses to identify opportunities and risks.Prepare detailed credit reports and present strategic recommendations. Develop and enforce credit policies that foster growth and innovation.Collaborate with teams to secure financing for impactful projects.Mentor junior analysts and nurture a skilled team.Stay informed on market trends to enhance our strategies.Qualifications:Master’s degree in Finance, Business Administration, or a related field; minimum of 8 years of credit management or financial analysis experience in real estate finance.Strong understanding of credit risk assessment and financial data analysis.Excellent communication and relationship-building skills.Proficiency in financial analysis tools and Microsoft Office Suite.