Credit Analyst-Fixed Income

Key Accountabilities • To prepare accurate credit proposals in a consistent, concise and lucid manner.• To maintain close working relationship with Business Unit to ensure that department deliverables are met • Ensure all regulatory reporting & compliances are enforced. • Ensure customer retention & increase in wallet share by constantly monitoring customer satisfaction levels through detailed MIS & tracking of operations & complaints • Control the quality of the exposure, using available triggers and adherence to Risk management guidelines and policies • Monitor and ensure adherence to risk service standardsJob Duties & Responsibilities • Providing concise and relevant financial analysis by clearly identifying risks • Ensure reviews are completed prior to due date and are error free • Identify new Issuers/Credits fulfilling the internal Investment guidelines• Maintain database of Issuers & Credit proposals basis Financial results/Company specific updates• Adhere to the risk management and regulatory guidelines of SEBI and RBI • Control and manage the risk profile for the overall exposure • Manage performance against key financial (risk-adjusted contribution) sales, service and operational targets Required Experience • Overall 2-5 years of experience in credit analysis, preferably having experience with credit analysis of Fixed Income clients – banks, and NBFCs. • Knowledge of competitors and market Education / Preferred Qualifications CA / MBA Core Competencies Good written and verbal communication skills • Good Analytical skills • Self-driven and highly ambitious • Results-orientated & the ability to handle pressure • Relationship building & management skills • Understanding of competitor products • Comfortable with tight deadlines • Technical Competencies Technical Competencies Sound understanding of asset products and associated technology platforms and operational procedures • Understanding of regulatory guidelines on banking policies issued by RBI/SEBI (local regulations in India) and local laws and regulations that impact businesses in general • Knowledge of financial markets, products & competitor offerings to assist in meaningful dialogue with clients