Senior Finance Manager (Qualified CA)

*****MUST BE A QUALIFIED CA** *****MUST HAVE ATLEAST 2+ YEARS OF EXPERIENCE WITH NBFC/FINTECH COMPANY** **JOB DESCRIPTION** **SENIOR FINANCE MANAGER** **Role Purpose** The Finance Manager will be responsible for managing core finance activities of Jai Finance, including **financial reporting, accounting, regulatory compliance, taxation, reconciliations, audit and MIS**, with a strong focus on NBFC requirements. **Key Responsibilities** **1. Financial Accounting & Reporting** - Manage day-to-day finance and accounting activities. - Ensure accurate monthly financial closure. - Prepare and review P&L, Balance Sheet and Cash Flow. - Prepare monthly MIS and management reports. - Monitor expenses and budget vs. actuals. **2. NBFC Finance & Regulatory** - Ensure finance-related NBFC/RBI requirements are completed on time. - Support preparation and submission of RBI returns. - Ensure appropriate accounting of loans, interest income, provisions, NPA and write-offs. - Maintain required regulatory and financial records. **3. Treasury & Borrowings** - Coordinate with Treasury for daily cash and liquidity reporting. - Maintain borrowing, interest and repayment schedules. - Monitor lender obligations and interest payments. - Support ALM and liquidity reporting. **4. Reconciliation & Controls** - Ensure timely bank reconciliation. - Reconcile LMS/loan portfolio with books of accounts. - Review disbursement and collection reconciliation. - Strengthen financial controls and identify discrepancies. **5. Taxation** - Coordinate GST, TDS and income-tax compliances. - Review tax reconciliations and payments. - Coordinate with tax consultants. **6. Audit** - Coordinate statutory and internal audits. - Provide audit schedules and supporting documents. - Track and close audit observations within agreed timelines. **7. Co-Lending / Partner Accounting** - Support accounting and reconciliation of co-lending transactions. - Review partner settlements, collections and disbursements. - Ensure timely reconciliation with lending partners. **Key Deliverables** - Timely monthly financial closure - Accurate financial and management MIS - Timely RBI/regulatory reporting - Bank and loan portfolio reconciliation - Timely tax compliance - Audit observation closure - Borrowing and interest tracking - Accurate financial controls and records **Qualification & Experience** - CA – Mandatory - 5–8 years of relevant experience. - Experience in NBFC / Banking / Financial Services preferred. - Strong Excel and financial reporting skills. - Knowledge of RBI/NBFC accounting, taxation and regulatory requirements. **Key Competencies** - Strong financial and analytical skills - Attention to detail - Good understanding of NBFC operations - Ownership and accountability - Strong coordination and communication skills - Ability to work independently in a fast-growing NBFC environment